Title Loans in Belton, Texas

• Is your credit bad?
• Have you been rejected by other creditors?
• Do you need money immediately?
• Do you own a car?

If you answered yes to these questions, then keep reading. We have a solution for you.

How Belton Title Loans  Work

Car title loans in Belton — also referred to as auto equity loans in Texas — are secured loans that use the title to a car you own as collateral. Having collateral to secure the loan is beneficial to both you and the lender: you get access to credit without having to pass a credit check, and we have the security of knowing we can take possession of your car if you default on your loan. While this is the least desirable outcome of the loan, it provides enough protection against loss to allow us to offer loans to people with imperfect credit.

How much you qualify to borrow through Killeen TX title loans depends on how much your car is worth, not how much money you earn. While you’re repaying your loan, we’ll hold your title for security. When the loan is paid up, we’ll return your title to you and close the account. You’re free to open another loan with us whenever you need to. We’ll always be here for you.

Applying for Belton Title Loans

Have you ever applied for a loan with a bank? It’s an arduous process involving endless paperwork, long hours waiting for a decision and a multitude of personal questions about your finances and spending habits. Not with us! Start your application here on our website by getting a fast and free loan quote. Tell us about your vehicle (year, make, model, mileage) and give us your contact information (name, phone number, zip code). You’ll instantly get an auto title loan quote based on the value of your car.

We’ll follow up this quote with a phone call to see if you’re ready to proceed with the full application. If you are, we’ll only need:

• a copy of your photo I.D.
• proof of your address (a lease or utility bill)
• proof of income (pay stubs or bank statements)
• the original car title (a copy won’t do)

The title must in your name and it must be paid off. There can’t be any liens or judgments against the title. If you’ve lost your title, we can still help! Just visit the Department of Motor Vehicles in your area to apply for a duplicate title. Bring your driver’s license and the duplicate title fee when you go, which is currently $5.45.

Laws Regulating Title Loans in Texas

Texas laws regarding title loans Belton require us to post our interest fees in a conspicuous place so you understand what you’ll be repaying, as our loans tend to be a little more expensive than traditional loans. You’ll find our fees posted on the walls of all of our offices in Texas. You must also be 18 or older to apply and you must be a U.S. citizen.

We can accept the title to just about any vehicle you own, including motorcycles, boats, recreational vehicles (RVs) and commercial vehicles.

Title Loans Can Solve Your Financial Problems

Where can you turn when you need money right away but your credit is no good? Payday loans can usually only provide you with one or two hundred dollars. Pawnshops specialize in giving you only a fraction of what your valuable items are worth and their goal is to seize your goods so they can sell them.

Title loans Belton can potentially lend you thousands of dollars. We’ll work with you to create a payment plan that suits your budget. We’ll never hold your actual vehicle; only your original title. Best of all, we will never check your credit!

Get in touch today and find out how much money your car can get you!