Title Loans in Brownfield, Texas

Title loans are an excellent way to get the cash you need, usually in less than a day. Don’t confuse title loans Brownfield with all the other online loan options out there. They are a lending option that has a long track record of providing quick cash to borrowers from all walks of life. They are regulated by the state of Texas and the lender has to follow strict laws regarding how they are handled. When it comes to title loans Lubbock and title loans Brownfield residents are safe.

What Laws Surround Texas Title Loans in Brownfield?

Texas title loan laws help to protect consumers from predatory lending practices and to keep them out of perpetual debt.

• All lenders must be licensed in the state to make title loans.
• All borrowers must be 18 years or older.
• A lender cannot charge more than 10 percent interest on a title loan.
• There is no legal limit to the amount a borrower can get.
• The loan must be paid off within 180 days or the lender can take possession of the car.

How Simple Is It to Get a Brownfield Title Loan?

The loan application process for getting a title loan through Platinum Lending is actually very simple. Fill out our easy-to-use form and hit submit.

You will need the following information on the car:

• Year
• Make
• Model
• Style
• Mileage

Plus, you will need to provide the following information:

• Name
• Phone number
• Email address
• Zip code

With that information, we will give you a fast quote on how much cash you can borrow against your car. That amount is based on the market value of your car.

Once you get the quote, one of our loan reps will contact you about completing the loan process. The rep will review the loan with you and answer your questions. You are under no obligation to accept the loan and you won’t be charged a fee just because you applied.

To complete the loan and get the cash you need, you will need to drive into one of our offices to complete the paperwork. The loan representative will go over the loan paperwork with you. If you are ready, you can sign the loan papers. At that time, you will need to hand over the title to your car to act as collateral. Once done, you walk out with cash in hand.

And, an added bonus, you can drive away in your own car.

What Benefits Do You Receive with a Brownfield Title Loan?

A title loan comes with certain benefits that don’t come with other types of loans. Here are just a few of them.

• You don’t need perfect credit.
• You don’t need a high paying job.
• You can get up to the market value of the car.
• You don’t need proof of income.
• You have up to 6 months to repay the loan.
• You can use the money anyway you want.
• You get to keep your car.
• You can get a title loan with no insurance.
• The loan is based on the value of the car.

Only you can decide if a title loan is the way to go. But these benefits show why such a loan is a good option if you need cash quickly. When it comes to title loans in Brownfield residents should research their options and know how the process works.

When you need cash in a hurry, let us help you here at Platinum Lending. We can process our loan and get you the cash you need usually within just a few hours. If you own your car, and need cash, a title loan is the way to go.