Title Loans in Carrollton, Texas
If you have had an emergency or some other situation where you find you need cash fast, but you have bad credit, chances are you have considered getting a title loan. Title loans Carrollton, are a great option to get you the money you need now, but before you take the plunge, be sure you are working with a title loan company you can trust, and that is Platinum Lending LTD.
Online title loans can help you cover your expenses or deal with an unexpected financial issue such as a medical emergency, and the great thing is all you need is a car title that is free and clear, so if you hold the title to your vehicle, check out title loans in Dallas and breath a sigh of relief knowing you have the money you need to take care of your responsibilities.
If you are unsure exactly what a title loan is, it is a short-term loan that you typically pay back in thirty days. Of course, if you need longer than thirty days, you can refinance your loan. Either way, this short-term loan can help get you through a rough patch, and keep you from falling behind, or from falling further behind on things like your rent or utility bills, or when someone in your family has a medical emergency and you have to cover deductibles or co-pays.
When it is Time to Apply for Carrollton Title Loans
Did you know that you can apply for title loans without a job? Well, you can. While it is true that having some sort of income will help you pay back your title loan quickly and on-time, you are not required to have a current job to be approved.
In fact, you can go online, right now, and fill out a quick application. Just be sure to know the following:
- Mileage on your vehicle
- Year of your car
- Make and model
You will also need to supply your current address and telephone number and zip code. Once you fill out this quick application online, you will receive a free estimate of how much you can borrow. Platinum Lending does this so you can make an informed decision before you finish the application process.
Once all of this information is filled out, and you have received your estimate, a loan representative will give you a quick call to finish things up. This process is super easy and fast, and once completed, you can stop by the loan office to sign the papers and let the loan representative take a quick look at your vehicle. This will help determine the value of your car and give you a final amount that you can borrow.
Know the Rules for Carrollton Title Loans
It is a good idea to have some idea of the rules for title loan companies like Platinum Lending in Texas.
Title loan companies work under the Credit Services Organization Act in Texas.
Rolling over your loan will require you to pay additional fees.
Refinancing your loan will require you to pay additional interest.
Title Loans Carrollton Come with Many Benefits
While title loans Carrollton come with many benefits, maybe the biggest one is that you can keep your car or truck while you are paying off the loan. At Platinum Lending, we understand just how important your car is to you, and that you need it to run your daily errands and get to your job. That’s why we ensure that you can keep your vehicle even when you are making payments. It is just one way that we try to help. Come in to discover what our team can do for you.