Title Loans in Cinco Ranch, Texas
Most folks living in Cinco Ranch, Texas are prepared to pay their regular monthly bills, but when something comes along, which isn’t anticipated, you may be dealing with a small financial crisis. For instance, one of your kids gets sick, your water bill takes a substantial increase or the car breaks down. All of these types of things could be enough to make you run short for the month. Luckily, Platinum Lending LTD. is there to help when you need some extra cash. Our online car title loans Corpus Christi are designed for these kinds of little emergencies. At this point, you may be wondering how you could even qualify for title loans Cinco Ranch with your credit rating. Fortunately, you don’t have to worry about qualifying with credit. You see, our secured loans don’t rely on credit for qualifying. Instead, you simply secure the loan using the title to your vehicle. If you need a short-term loan, for any purpose, we can get you the funds you need within a day of receiving your application.
Qualifying Requirements for Cinco Ranch Title Loans
To make sure there are no problems repaying car title loans, we must verify that you have a steady source of income. However, this doesn’t mean you have to be currently employed. You could be in between jobs or even retired. In all likelihood, you probably have a source of income, which can be used for loan approval. We’re fairly flexible when approving income sources.
You might be working part-time, running a small business, living off of Social Security or have income from alimony, disability or unemployment benefits. We’ll work with you during your loan consultation to find a source that can be approved.
- Verifying Age
To legally take out one of our title loans Cinco Ranch, you must meet the legal age requirement, which is 18 or older. We can use your driver’s license or a Texas identification card to confirm you meet this requirement.
- Securing the Loan With a Car Title
To secure your loan, you’ll need to have a lien free title to a working vehicle such as an SUV, car, truck or motorcycle. Loans are secured by placing a lien against your vehicle temporarily. Don’t worry, auto titles are returned as soon as the final loan payment is applied to your account.
How to Get a Clear Title for Cinco Ranch Title Loans
If you are like most people, you probably took out an auto loan to purchase your vehicle. Once you pay off the loan, you should have received a lien release from the lender. To obtain a clear title, you simply visit a nearby Motor Vehicle Department. You turn over the lien release in exchange for a clear title. Of course, if you never received your lien release after paying off the vehicle loan, you’ll need to contact the auto lender to ask for a new copy.
Benefits & Features for Auto Title Loans
- Short Online Applications
If you have a few spare minutes, you’re ready to complete one of our easy online applications. You’ll need to supply us with your full name, phone number and zip code. Additionally, we also need your vehicle information, which includes a mileage estimate, the year of your vehicle and the make, model and body style.
- Fast Cash
You can count on loan funds in 24 hours or less.
There are no driving restrictions during the loan period.
- Free Upfront Loan Estimates
You’ll know how much money you can be approved for within minutes of applying.
If you’re looking for free applications, competitive rates, affordable repayment plans and quick pay outs, check out title loans in Cinco Ranch today.