Title Loans in Cleveland, Texas
Online title loans have simplified the way we do business as a title lender, and customers are overjoyed they are so easy to get. Nobody has to worry about credit scores and whether they can qualify. Car title loans Pasadena are not subject to credit qualifying because vehicles are secured using paper car titles. Essentially, you are just taking out a loan against car. Loan funds can be used for any purpose, which could include emergency medical visits, unanticipated bills, paying down high interest credit cards or home repairs. Borrowers are free to choose their loan terms to match their income and expenses. If you need a short repayment period, you can repay the loan in as little as a month. We also give you the option of paying over several months, which often makes it easier to have affordable payments. If you’re interested in a hassle free loan with a competitive interest rate and a payout in a day or less, learn more about the benefits and features of vehicle title loans Cleveland.
How to Get a Cleveland Title Loan With a Clear Title
A working vehicle is required for collateral to secure a loan, and we require that the title is free of liens. Before applying for a loan, it’s a smart idea to locate your car title to make sure everything is in order. You might want to verify the title lists you as the vehicle owner and not a relative. Titles cannot show any lien holders against the vehicle.
If your title still lists a lien holder such as the loan company you purchased the car from, you may need to contact them if the car is paid off or you simply never received the lien release. Once you have the lien release, you can request a lien free title from the Department of Motor vehicles.
Age & Income Requirements for Cleveland Title Loans
Besides having a clear title, you must also meet the age and income requirements listed below:
- To apply for a loan legally, you must be at least 18 or older. We will need to confirm your age with a Texas identification card or your driver’s license.
- A source of income is also a requirement. However, you don’t have to currently be employed. You simply need to supply proof that you have a regular source of income to keep your financial commitment. Platinum Lending LTD. accepts several income sources, which include income from a job, self-employment income, government benefits, retirement income and more.
Submitting a Quick Online Application for Cleveland Title Loans
If you need cash in a hurry, submit your online application with the following data:
- A mileage estimate and the age, make, model and body style of your vehicle.
- Your first and last name, phone number and zip code.
You can expect a telephone call from a loan representative shorty after applying to discuss your loan preferences and a repayment plan.
Benefits & Features of Car Title Loans
There is no need to delay your application if you’re concerned about fees. Applications are free of charge. So, get your application in today for fast cash.
No Credit Checks
Credit checks aren’t part of the loan approval process for title loans Cleveland. We don’t pull credit histories or scores, so you can’t be rejected for bad credit.
No Vehicle Inspections
Granted, some title lenders do require a quick vehicle inspection, but Platinum Lender does not. You may be asked a few questions about the general condition of your vehicle during your loan consultation.
Cash in a Day
We process loans at top speed, so you can look forward to cash in 24 hours or less.
If you need money fast and have a car, consider title loans in Cleveland for quick cash.