Title Loans in College Station, Texas
When you are looking for a title loan, it is important that you work with a company that has your best interests at heart. While there are many title loans College Station listed online or in the phone book, not all loan companies are created equally. That is why you should check out Platinum Lending LTD. We always put our clients first and make sure we offer you the best customer service around.
From the moment you pull up our website or step into one of our offices, you will feel the difference. While title loans are here to help you when you are short on cash and have a difficult financial situation staring you in the face, you want to work with one that will be on your side and work with you to make the loan process and the repayment process as easy as possible.
A title loan is simply a short-term loan that uses your car title as collateral. That means, when your car or truck or even motorcycle has value in it, and most do, you can borrow money against that value. The amount that you can borrow will depend on several things such as:
- The type of vehicle
- How old your vehicle is
- How many miles your vehicle has
- What kind of shape your vehicle is in
If your car or truck is in good shape, inside and out, typically, you will be able to receive more money when you get title loans in Texas. In fact, your loan against car can be anywhere from a few hundred dollars up to several thousand.
College Station Title Loans – Gives You Easy Access to Fast Cash
When it comes to applying for title loans College Station, Platinum Lending has gone above and beyond to make the process as easy as possible. You can get car title loans online or in person. It is really up to you. No matter what you decide, just know that we will work with you to help you secure the money you need no matter what your situation is.
What you need to apply for a title loan:
- A hard copy of your title
- Information about your vehicle – make, model, mileage
- Your address and phone number as well as zip code
What you DON’T need to apply for a title loan:
- Good credit
- Current employment
Once you fill out the very short application online, Platinum Lending will provide you with a free estimate to let you know about how much you can borrow. Then, we will give you a quick phone call to finish up the application process. The whole thing only takes about an hour.
Regulations for College Station Title Loans
Here are some of the important regulations for title loan companies in Texas:
- There is no limit to how many times you are allowed to rollover your loan.
- There is no upper limit to the amount of interest you can be charged.
- Companies are allowed to charge additional fees to refinance your loans.
Advantage You Can Receive with Title Loans College Station
If you have been wondering what the advantages are of title loans College Station, there are several. First off, they are easy to obtain. There is no credit check, so it doesn’t matter if you don’t have any credit or have bad credit. Secondly, you can keep your vehicle. That means you can still live your life as you do now while you are paying off your loan. Finally, with Platinum Lending, you can rest assured you are in good hands. Our loan representatives will ensure you are treated with respect and treated fairly, so take charge of your finances and check out title loans today.