Title Loans in Corsicana, Texas
When the bills start piling up and you see yourself falling further and further behind, it might be a good time to consider a personal loan. However, at this point, you’ve probably already damaged your credit score by paying bills late or even missing payments. In this situation, most banks just aren’t willing to give you a loan because you are such a high risk. Luckily, there is another option called bad credit title loans. Platinum Lending works with lots of people in your same position. Even though you may have made some mistakes or gotten a little behind on bills, we’re willing to offer secured title loans Corsicana for those folks with poor credit ratings. Our loans are not based on credit scores. As a matter a fact, we don’t even pull credit reports. Instead, your vehicle title is used as collateral to secure your loan. The process is pretty simple. You’ll fill out our online application and discuss your loan needs with one of our loan representatives. The loan rep will research the lowest available interest rates, and you’ll work together to find the best payment arrangements. Loans generally close in 24 hours or less, and you’ll receive your cash.
Benefits of Corsicana Title Loans
- No hassles and no complications from poor credit ratings or no credit history.
- Spend the money for property taxes, groceries or anything you want.
- No prepayment fees.
- You have cash in a day or less.
- Great rates for refinancing title loans Corsicana.
Who Qualifies for Corsicana Title Loans?
Qualifying for title loans in Dallas is simple, and most people can easily qualify. If you have a driver’s license and are at least 18, you’re well on your way to qualifying. You’ll need to find the paper copy of your title, and make sure it doesn’t have any liens listed on the title to qualify for auto title loans online.
You should also be the registered owner of the vehicle. We can accept a number of different income sources, which can be discussed as you get further into the loan process.
Before signing loan papers, carefully examine the loan terms. Make sure you’ll have the income needed to make payments according to your loan schedule. If you have doubts or concerns, you’ll need to speak with your loan representative.
The best way to verify your financial responsibilities is to read the terms of the loan in the contract, which are required by the state of Texas. The interest rate, pay schedules, payment amounts and fees associated with the loan should be listed in the contract.
The Loan Process From Start to Finish
Applicants need to fill out information on their vehicle, which should include the mileage, the age, style, model and make. Next, you’ll also include your personal information such as your full name, zip code and a telephone number where we can discuss your loan options.
Meeting with Your Loan Representative
Immediately following your application submission, you’ll receive a loan estimate based on the information submitted during the application process. Shortly, you’ll receive a call from a loan rep to process your loan.
During your call, you’ll discuss acceptable forms of income, which might include income from a job, pension income, disability benefits or even Social Security. Your loan agent will also explain several payment arrangements that could work for your situation.
Finalizing the Loan
Approved applicants must present their vehicle for a quick inspection and turn over their title. The contract is read and signed, and you can collect your cash.
Get your finances back on track today with title loans Corsicana.