Title Loans in Dalhart, Texas
Sometimes called auto pawn loans, car title loans are a type of secured loan where the title for your automobile is used as collateral for the loan. Since the title is used as collateral and not the vehicle itself, you’re able to drive the car while you work to repay the loan. And because your car’s value is used as collateral, you don’t need good credit to qualify for these kinds of loans. If you’re located in North Texas, Platinum Lending Ltd. offers title loans Amarillo residents can count on.
Getting title loans in Dalhart using Platinum Lending is a lot easier than getting a loan through a bank or via a credit card. With bank loans and credit cards, there is no collateral put up, so the loan is unsecured, which means you typically require excellent credit to qualify. However, with car title loans, they don’t even run a credit check, so you can have bad credit and even no credit at all and still receive the loan. Moreover, you don’t have to physically visit a bank to apply, as Platinum Lending offers a convenient online application process.
Dalhart Title Loans — Apply Online
The best part about vehicle title loans Dalhart through Platinum is you’re able to apply for the loan from your own home using the Internet. Simply type in your name, address, and phone number, along with your vehicle’s year, make, model, style, and odometer reading, and the system will send you an estimate of your Dalhart title loan within seconds.
If you’re happy with the loan estimate, a representative from Platinum will call you right away to discuss the next steps in the process, including the repayment terms, where to pick up your money, and any other concerns you may have. Platinum has dozens of locations across North Texas, so you can rest assured you’ll find one just a short distance from your residence.
Title Loan Laws in Texas
Title loans have gotten some negative press in the past few years, due to fraudulent lenders who took advantage of their customers. However, new laws have been enacted to protect consumers and punish shady lenders. For example, Texas law requires that every title loan company have a state license, and lenders are now restricted as to how much interest they can charge. You can have peace of mind that Platinum Lending offers title loans Dalhart residents can trust for the the most reputable service and professionalism.
Benefits of Dalhart Title Loans
Since the don’t require a credit check and you don’t have to complete tons of paperwork, car title loans are among the easiest ways to get money. Some of the other benefits of title loans include:
- Quick and easy application
- Loan estimate provided right away
- No credit or background checks
- Reasonable interest rate
- Receive your loan payment within 24 hours
Get Money Fast with Platinum Lending
We all have times when we need extra cash in a hurry, and vehicle title loans are one of the quickest, safest, and easiest ways to get emergency funds with a loan against car titles. If you have any concerns or questions about the safety of your loan, be sure to ask our representatives for more details. We’re here to help you get through this trying time with a minimum of hassles. Our team is among the most professional around and will put money in your pocket — and put your mind at ease. Look no further than Platinum Lending for title loans Dalhart residents can rely on to get cash quickly.