Title Loans in Denison, Texas
High school football is less of a sport and more of a religion in Denison. The local high school football stadium can seat more than 5,000 guests, and on Friday nights, the stadium is standing room only. The city is also a popular tourist attraction because of the local lake and is home to a hotel named the best in the entire state. When you want a break from the action of high school football or want to tour another city, you can get a title loan to cover your expenses.
Our title loans Denison office streamlines the process of applying for a loan. We let you complete some of the steps we require right here on our site. If we determine that you qualify for a loan, we’ll get in touch with you either that same day or the next day. It’s then a simple matter of coming into the office with your driver’s license or a photo ID, a copy of your clean title and paperwork that shows how you make money or where you work. We’ll hold your car’s title as collateral until you finish making your payments.
Denison Title Loans – Convenient
At Platinum Lending, our car title loan estimate shows you exactly how much you can borrow based on the responses you give about the mileage, style, model and make of your vehicle as well as its age. Once you find out how much you can get, you’ll want to complete all the other steps. At our title loans Denison page, you can also find out how and why locals use our loans and what you can do with a loan of your own.
We have a local office right here in Denison to better meet the needs of our prospective borrowers, but you can find out everything you need to know on our website too. Clicking the apply button that you see on this page helps you start the process of applying for title loans in Dallas. If you own any type of vehicle with a clear title and have an income source, you qualify for one of our loans.
Lending Laws in Texas
No matter where you live in Texas, you’ll find a lender willing to help you out. There are approximately one title loan lender for every 10,000 to 20,000 people of legal age in the state. The laws regarding title loans in this state are pretty simple. Texas prohibits those lenders from charging interest on your loan of more than 10% and gives lenders the right to charge separate fees for processing your application or cutting you a check for your total loan amount. While other states limit the amount borrowers can take out in a title loan to around $2,000 or less, Texas has no limits. This means that you can borrow an amount up to the total value of your car.
Get Your Title Loan
Are you curious about how to get a title loan without a job? While some lenders require that you work full-time and that you worked for the same employer for a year or more, we know that you might have other sources of income that will help you pay your loan off. That is why we loan to those who get disability and other checks from the government, those who work as independent contractors out of their own homes and even those who run their own companies. To find out more about whether you qualify for a Platinum Lending loan, head over to our apply page to apply for a loan against your motorcycle, commercial truck, pickup, SUV or car.