Title Loans in DeSoto, Texas
There are certain financial obligations that cannot be put off, whether it is for a wedding, home improvement or renovations, or even medical bills. For these circumstances, getting a personal loan would be an ideal solution. However, the lengthy process can often leave people in crippling financial debt. To get an instant approval, and cash the same day, get a title loan in DeSoto, or neighboring Dallas! Our Texas title loans can guarantee you up to $1,340 all for your vehicle title. If you have bad credit, do not worry, our lenders will work with any and all credit types! Submit an application today!
How to Apply
To get started on this free and non obligatory process, you must submit an application. You are able to get title loans DeSoto online or over the phone which is available to you 7 days a week. By applying online, you can use any platform to submit an application, whether you are on a computer or your mobile phone. All you have to provide us is information about your vehicle make, year, model, approximate mileage and style. With this data, we are able to calculate a title loan quote appropriate to the current worth of that vehicle. You will be informed of this loan over the phone shortly by one of our loan representatives.
Our loan representatives are trained to be able to answer any of your title loan questions. They will also be able to provide services on locating the nearest title loans DeSoto site. At the site, you will have to bring:
- Photo ID (State ID, Driver’s License)
- Proof of income (pay stubs or bank statements)
- Vehicle Title
- Vehicle
If you do not have your vehicle title, but have paid off your vehicle, you may visit a tax office to acquire it.
Benefits of a DeSoto Title Loan
There are several benefits of getting a title loan such as instant approval. Shortly after you have submitted an application, you will be notified if you are approved for a loan. Our approval process is quick and simple. Another benefit is the impact on your credit score. No matter what type of credit you have, your credit score is unaffected, and can even improve once you have paid the loan back on time. In addition, you are allowed to pay off your loan early. Once you pay it off, your vehicle title will be mailed back to you by your title loan lender.
Regulations on Title Loans
Higher loan amounts will have the appropriate interest rates added into your payment plan. Interest rates are calculated by the Truth in Lending Act, and loans are regulated and maintained by the state. Your contract will have outlined the loan you were given, and the amount you will need to pay back with the interest added to it. Each contract will also have a maturity date identified on the paper. You have 30 days from the time you receive the loan to pay it back in full. It is possible that you pay off this loan before the 30 days draw near.
Complaints
You may contact the Office of the Consumer Credit Commissioner (OCCC) to file a complaint against your lender. They are in charge of overseeing interest rates. If your complaint is not applicable to interest rates, you may also contact the Texas Department of Banking to find the right resource to help you out.
