Title Loans in Elgin, Texas

Auto equity loans are the latest thing these days when it comes to quick cash. You use your car or truck to secure the loan, and your loan amount is determined by the equity you have in your vehicle. Assuming your vehicle is paid in full, you could stand to drive away with a generous amount of money. Title loans Austin are often the perfect solution for folks that may need a little bit of extra cash this month to cover unforeseen bills, pay for medical services or make home repairs. As long as you have some sort of income, a working vehicle and a clear title, you have a good shot at a loan with cash that can be used for anything. Depending upon the current market value of your vehicle, you could be looking at a loan amount of 75 percent of your car’s value, which could be a great deal. You can apply online and drive home with cash in your pocket in a day or less.

No Credit Checks With Elgin Title Loans

There is no doubt that most people are always nervous when applying for loans. They are usually afraid their credit score will be too low to qualify for a loan. However, that isn’t the case with vehicle title loans Elgin. Car title loans are secured with the title to the vehicle, so there is no need to pull credit reports. It doesn’t matter whether you have excellent, good or poor credit. You simply can’t be turned down for a low credit score.

Frequently Asked Questions About Elgin Title Loans

What do I need to be approved for a loan?

You’ll need to have proof of income and a valid government identification card like your driver’s license or a state identification card to confirm you are at least 18. To close the loan, you’ll also need the paper car title, which should be free of liens and list you as the rightful owner of the vehicle.

What types of income can be considered for a loan?

We accept a number of different income sources, which helps to qualify a greater number of people. We can approve income sources from regular part-time or full time jobs, commission income, self-employment income, retirement income and several types of government benefits such as unemployment, disability and Social Security benefits.

Will it take weeks before I receive my loan funds?

No, you’ll likely receive your loan funds within a few hours of applying. At the most, it could take 24 hours to approve and pay out the loan.

Where can I apply for title loans?

You can apply for title loans in Elgin using our convenient online application from any place there is an internet connection and a computer. If you would prefer to discuss your loan options or ask questions, you are also welcome to speak with a loan representative on the phone or stop by one of our nearby loan center stores.

What information will I need to complete an application?

• You’ll need to provide your contact information, which includes a phone number, zip code and your full name.
• Your vehicle information, which requires the age, make, model, body style and a mileage estimate.

When will I know how much money I can get?

Immediately after receiving loan applications, we send out an instant loan estimate to each applicant. If you are happy with the offer, you can continue with the next phase of the loan process to discuss loan options with a loan representative.

We specialize in happy customers, great interest rates and fast cash for title loans Elgin.