Title Loans in Granbury, Texas
If you’re in some financial trouble, title loans Fort Worth could be right for you. These are short-term loans with high approval rates, and all you need to get yours is a car. The car secures the loan, but all you need to give the lender while you pay back the title loan is your car title, hence the name.
Considering Granbury is a small town, it can be difficult to find quick cash options in times of need. That’s where our service comes in. At Platinum Lending Ltd., we help you find title loans Granbury that you can get right away. Once you get your loan, you can do whatever you want with it. Car repairs, home appliance replacements, past-due bills, these are just a few of the many things a title loan can help with.
How to Find Title Loans Granbury Using Our Service
We’re sure that you don’t want to spend any longer than necessary figuring out where to get your title loan. With our online app for title loans Granbury, you can get all the information you need right away. The application is under the Apply section here on our site, and it takes most visitors under a minute. It will require the following:
- Vehicle info – your car’s year, make, model, body style and estimated mileage
- Contact info – your full name, cell phone number, ZIP code and email address
Submit that to us and the site will have your free car title loan estimate. We base this on the current market value of your car, and it’s assumed that your car is in good condition. We will also tell a Platinum Lending Ltd. representative to give you a call at their earliest convenience and provide the information for a nearby title loan company.
How Granbury Title Loans Work
When you visit a title loan company, you’ll just need to do a bit of paperwork, show them your ID to verify that you’re at least 18, and then hand over your car title after a short inspection of your vehicle.
Every title loan in Granbury must follow Texas’s loan regulations. These regulations don’t put any limit on the amount that you can borrow, but they do limit interest rates to 10 percent. Remember though that there can be additional fees.
Your title loan payment is due when the term ends. Although Texas limits terms to 180 days, most lenders opt for 30 days instead. One benefit of this is you’re able to extend your loan if necessary, and you can keep extending it up to that 180-day limit. At that point, you would need to pay whatever balance you have left on the loan in full.
Advantages of Granbury Title Loans
The biggest advantages title loans hold over most other loans are their speed and convenience. Getting your title loan may not even take an hour from the time you step in the lender’s office, which means you could get one in the morning and be out at Granbury Lake that same day. There’s no credit check to get a title loan in Granbury, and you only need your ID, car and your car title.
Since you can extend the loan when necessary, payment terms are fairly flexible. If you’re short on cash, simply extend your loan and you won’t need to pay as much this time around. And since you’ll still have your car the entire time, there isn’t any way that a title loan can inconvenience you.
