Title Loans in Highland Park, Texas
Financial problems are no picnic – in fact, they’re one of the biggest sources of stress for people all across Highland Park. Platinum Lending Ltd. is a convenient source of title loans Dallas, which are secured loans that use your car as the collateral. Don’t worry, though, you won’t need to let the lender have your car during the loan’s term. They will only have your car title, which goes back to you after you’ve paid off what you owe.
The best part about title loans in Highland Park is that you get to use your loan money however you want. There are no restrictions stipulating how you use the loan. Maybe you just got out of the hospital and need cash for the medical expenses. Or perhaps you go to Southern Methodist University and you’re short on money for books this semester. A title loan can help you with that and much more.
Filling Out an Online Application for Highland Park Title Loans
If you know you need a title loan and now you want to get one right away, we’ve got you covered. Here on our site, you can complete a quick, convenient online application for title loans Highland Park. There are two sections, and they will require:
- Information about your car
- Contact information
Regarding your car, we just need to get the year, make, model, body style and an estimate of the mileage. We get this to calculate and show you your free vehicle title loan quote, letting you know how much you could potentially borrow before you come in.
We get your contact info to give to a helpful Platinum Lending Ltd. representative, who will follow up with you as soon as possible and get you connected with your lender. And because we got your ZIP code, we’ll be able to find a title loan company near you.
The Benefits of Highland Park Title Loans
Wondering what makes a title loan different from your other loan options? There are quite a few advantages that can save you time.
When it comes to the application process, you won’t find anything faster than a title loan. You could be waiting weeks to get a standard bank loan, and that’s if they approve you. With a title loan, your application gets processed the day you come in, and you can get the loan in under an hour.
If you’re worried about your credit score, you’ll be happy to know that title loan companies don’t perform a credit check. This is because your car is the only factor in whether you’re approved for the loan. Good credit, bad credit, whichever you have, it doesn’t play a part here. And since there’s no credit check, there also won’t be a hard inquiry on your credit score.
Title loans Highland Park have short terms, with the standard length being 30 days. This can be a benefit or a drawback depending on your situation. On the one hand, you won’t be paying off your loan for years. On the other, you may find it challenging to pay the loan off in full by the end of the term.
Fortunately, extending a title loan is very easy. You just pay any interest and fees, and then you start a new term with the unpaid loan principal. This does cost you a bit extra because there will be interest and fees for the new term, which is why we recommend you have a plan to pay back your title loan as soon as possible.
