Title Loans in Lewisville, Texas
It doesn’t have to be difficult to get a loan when you borrow using your car. As long as you have a clear car title with no liens against it, you could have a loan in just a few minutes and money in your account in just a few hours.
Car title loans are an easy, efficient way to borrow by putting your car up as collateral for your loan money. You keep the car, itself, but your lender holds onto the title while you borrow. Once you have paid everything down including interest, your title goes right back to you. Since the value is right there in the loan, you don’t even need to worry about things like credit scores, so a number of title loans are also available as bad credit title loans.
Title loans are a different kind of borrowing because they are not designed to get you a long term loan but rather to help you when immediate financial need strikes. Subsequently, title loans are generally short term and for a few thousand dollars. The idea is to let you take care of emergency or unexpected financial plans now so that you turn your attention to longer term financial planning without having to stress.
The Best Title Loans Lewisville Has
When it comes to title loans Lewisville borrowers have plenty of options, and we are here to help you sort through them all and find the best loan for your needs. At Platinum Lending, we bring borrowers together with online title loans that are personally matched to meet individual needs.
To get you the best title loan in Dallas, all you have to do is provide us with a bit of information about your car, including:
- Its model year
- Its make
- Its model
- Its style
- And its estimated mileage
Using that information we will be able to get you a free, instant estimate letting you know how much you could qualify to borrow. We will work with you online or over the phone to figure out exactly what you need from a title loan, and then match you with a loan custom selected to meet your personal needs.
We will also take as much time as you need to make sure that you understand all the terms of your loan, and what is expected of you as a borrower. We know that the better you understand your loan the more you will get from it in the long run, so at Platinum Lending we will make sure you feel well informed and ready to borrow before you commit to a loan.
Title Loans In Texas
There are a few things about title loans Lewisville borrowers should know in advance, and most of them have to do with state and local regulations on these types of loans. Title lending is perfectly safe and legal in Texas, and unlike many other states, there isn’t a large, statewide law covering Texas lending practices. Instead, regulations are generally left up to individual towns and counties.
In most areas in and around the Metroplex, there is some form of regulation telling lenders how to operate in a borrower’s best interest. The easiest check for you as a borrower is to simply look at your loan agreement. Before you borrow you should receive a written copy of your loan agreement containing information on how much you are borrowing, at what interest rate, with what additional fees added on, and for how long.
Any lender that tries to get you to sign an agreement that does not contain this information is not acting in your best interest, and should be reported to the Consumer Financial Protection Bureau. Of course, with one quick call to Platinum Lending you can get a loan you know you can trust right from the start.
