Title Loans In Los Fresnos, Texas
Have you ever wanted a loan that was less of a hassle to apply for than a typical bank loan, or needed money you didn’t want to trouble your friends or family for? Not only do you want to save time while getting a loan, you probably don’t want to ruin relationships by asking for money. You don’t have to go either route because there are title loans Brownsville that offer another way. These loans don’t require as many documents to sign or require you to have a large income. They also are confidential in nature and don’t have to be disclosed to anyone whom you don’t wish to know about them.
Auto title loans Los Fresnos are based on the selling price of your vehicle and can usually be taken out for up to half its value. Your need to have a clear title that you will sign over to a title loan lender to secure the loan. Usually you’ll have about 30 days to repay the title loan, but you may even be able to get more time if most of the loan is repaid by then. You will need just a few documents to complete your title loan application.
How To Complete Our Los Fresnos Title Loans Application
Instead of having to find a title loan store in Los Fresnos or Brownsville yourself, we take care of that for you when you complete our application. The online application part is where you enter your vehicle’s information, and when you go to the lender’s store you will complete the loan term documents. You will need to have these items on-hand when you come:
- A state photo ID such as a driver’s license, military card, permanent resident card etc.
- Your original Texas vehicle title
- One other document such as a bank statement, credit card bill or paycheck stub
These documents are to prove you are at least 18 years old, own your vehicle outright and reside in Texas. Usually the loan amount the lender will grant will be pretty close to the car title loan estimate we provide, but they will need to inspect your vehicle to make sure it’s worth the loan amount. The time spent at the title loan store usually takes no more than 30 minutes if your documents are in order.
What Does Texas Law Say About Los Fresnos Title Loans?
Texas does allow alternative loans including car title loans Los Fresnos, but they do have individual city codes that have restrictions on what the lender can and cannot do. You also should be aware that you usually do still have to pay the difference on a loan amount if your car is sold to pay it but doesn’t cover it fully. However, the lender is obligated to not provide misleading information about title loans, and if you discover they have you may be entitled to title loan forgiveness. For more information on car title loan laws in Texas, you can visit the Texas law library page.
More Helpful Car Title Loan Information
Car title loans in Los Fresnos do not need to have credit inquiries done because they are already backed by your vehicle’s market value. Even if you’ve filed for bankruptcy recently it won’t affect title loan eligibility. Once you’ve been approved by one of our lenders, it could be as little as 24 hours till you receive your car title loan.
