Car Title Loans in Mesquite, TX
Fast cash may seem like an empty promise, but you really can get the money you need quickly and easily when you get a car title loan. Using nothing but your car’s title, you can get a loan in just a few minutes that puts money in your hands in as little as a few hours.
Using title loans Mesquite borrowers can use their cars as collateral to get a loan fast and easily. When you take out a loan against your car, you aren’t actually giving up the vehicle. Instead, your lender will simply hold onto your car’s title as collateral for the amount you borrow.
This helps assure them that you have something invested in the loan, as well, so that they are able to get you more money faster and with less stress. Then, once you have completely paid off your loan, the title comes right back to you.
With title loans Mesquite borrowers have been able to take care of all kinds of expenses from unexpected bill like those from a medical emergency to home and appliance repair, along with costs for education, personal and household needs, or anything else that might come up in your life that you just weren’t able to budget for.
Finding The Best Title Loans Mesquite Has
There are plenty of options for title loans in Mesquite, but only a few of those are going to be right for you. Working with us at Platinum Lending, we can help you narrow down those choices and find the perfect title loan for your unique borrowing needs. In fact, you can get started with our online title loans simply by filling out a quick online form letting us know some basic details about your vehicle like:
- Your car’s model year
- Its make
- Its model
- Its style
- And its estimated mileage
We will take that information and generate a free, instant loan estimate letting you know how much you could be eligible to borrow. From there, we will work with you to customize a selection of title loans all specially chosen to meet your individual borrowing needs. We do all the leg work but you have final say over everything. It is the easiest way to borrow that still puts you in control of your title loan.
Understanding Car Title Loans In Texas
Title loans in Dallas and the larger Metroplex area are a safe and legal way to get the money you need quickly. In many states, the governing state bodies have set down laws regarding what rights borrowers have and how title loans should work. Texas has instead opted to leave such decisions to county and city lawmakers.
Mesquite title loans has followed suite with much of the Metroplex and passed a local ordinance meant to help borrowers feel safe and secure as they get a title loan. Along with requiring all lenders to get licensed with the city, this ordinance places some rules on what title lenders and offer for a title loan, as well as what they can ask from borrowers in return.
One major point is that a car title loan cannot exceed three percent of your gross annual income, or 70 percent of the vehicle’s value, whichever is lower. Additionally, if you receive an installment based repayment plan, it cannot be extended for more than four installments. This information, along with the terms of your loan, must be provided to you in a written loan agreement in either English or Spanish.
To make sure you are getting a loan you can trust, just get in touch with us here at Platinum Lending. We will set you up with a safe, legal loan in just a few minutes.