Title Loans in Murphy, Texas
If you have exhausted other types of borrowing options and you’ve heard about title loans, we’re pleased to tell you what this loan option is. We offer title loans Mesquite and title loans Murphy residents can depend on. Our goal is to offer the fairest, most flexible vehicle title loans in the business. In case you’re not familiar with car title loans, here’s a brief definition: A secured loan that uses a car title as collateral. This makes car title loans superior to loans like payday loans, flex loans online, and traditional bank loans. Here’s why:
- Title loans Murphy does not require income and credit checks like payday loans
- They are easier to qualify for than flex loans
- They take less time to be approved for than traditional bank loans
- They don’t even require a vehicle inspection for approval
How To Apply For Murphy Title Loans
If this all sounds like good news to you and you’ve been looking for a loan that allows for bad credit borrowers to be approved, here’s how to apply. Just give us minimal personal information (name and phone number) and basic car information (Make, model, mileage, and year) and we’ll have a loan representative contact you with your loan estimate. We don’t do lengthy credit checks and even though you should have income so that you can repay, we accept pretty much any type of income that you have.
If you’ve lost your car title loan, simply call your DMV and fill out a Form VTR-34. This will get you your Certified Copy of Certificate of Title and allow us to approve your loan.
Legal Information about Murphy Title Loans
Texas requires lenders to follow strict rules about title loans. We can’t charge you over 10% interest, and we’re happy about that. We want our loans to be as fair as possible and to stick to the strict guidelines set forth by the state of Texas. We even offer lower interest rates than our competitors because we realize that you have a choice. We want that choice to be us!
Renewals are also policed in the state of Texas. You can renew a title loan a total of 5 times in the state of Texas. After that, you need to repay.
Benefits Of Title Loans
Title loans in Murphy help bad credit borrowers and other people who need cash in a hurry get the cash they need without having to jump through hoops to do it. Thanks to our title loans, hundreds of borrowers are able to turn to these easy to qualify for loans. Take a look at just a few of their benefits:
- Keep driving your car while you repay
- Skip credit checks and lengthy income verification
- Spend the money however you wish
- Get emergency cash in a day or less
Even if you have a title with a lien on it, we’re more than willing to take a look at your application. When you have a lien on your title, it means it’s not “clear.” A clear title means you own it outright and there are no outstanding loans out on the car. Obviously, a clear title is better, but we have no problem considering title loans to people who have a lien on their title. We have plenty of flexible repayment plans, plenty of knowledge about how these loans can most help you, and we’re always ready to take your application.
