Title Loans in Paris, TX
Paris, Texas is more than just a popular film from the 1980s. This Texas city is actually the county seat in Lamar County and has a convenient location near Dallas. You might make the two hour drive to treat your spouse or partner to a fun night on the town or because you want to explore the city on your own. While it can take weeks or even months to save up enough money for your trip, title loans let you head off anytime you want. With title loans Paris car owners can also get money to pay their tuition at Paris Junior College or to help them out between paychecks.
Title loans are really just loans against a vehicle that you own. You can secure a loan against your SUV, pickup truck, work vehicle or even a standard car. As long as you make your minimum payments or contact the lender when you experience problems, you’ll never worry about losing your car. Platinum Lending is one of the best choices for online title loans because we offer loans to those with bad or poor credit and those who cannot get a loan from a normal bank.
Applying for Title Loans Paris
Applying for a Paris loan online is as easy as visiting our site, clicking the application button and filling out some basic information. We need to know more about the vehicle you want to borrow against, including how many miles are on the engine, who made it, what year it is and if you own any special trim or model style. You’ll also need to let us know how to get in contact you and some simple information about where you work or how you make money. We are one of the few lenders you’ll find that will lend to those who do not have a full-time job. Some of our customers run their own businesses, work from home or are independent contractors.
Texas Lending Laws
At Platinum Lending, we recommend that you get an idea of the lending laws in Texas before you apply. Not only does Texas allow lenders to operate in the state, but it’s one of the few states that does not have a limit on the amount you can borrow. If we determine that you can borrow $10,000, the state will never say that you can borrow a lesser amount. Texas does place a cap of 10% on the interest that lenders can charge and requires that borrowers pay off their loans within 180 days, which is roughly six months. While your bank may give you more time to pay off your loan, title loans in Dallas and surrounding areas come with more benefits than you would find with a bank loan.
Top Reasons to Apply
Did you know that you can get an online title loan with no inspection? Other lenders will make you bring your car in for a full inspection and base your loan on what they think about your car. Scratches on the bumper, a broken headlight or other common issues can significantly reduce the amount you can borrow. When you take out a loan with Platinum Lending, we base your loan on the make, model, age and mileage of your car and can loan you money, even if your car isn’t in perfect condition. Once you have your money, which usually takes just one day, you can use it to pay off a hospital bill, for your upcoming classes or for anything else you want. For title loans Paris residents know that we are a company they can trust.