Title Loans in Richland Hills, Texas
When you’re living paycheck to paycheck and don’t have a substantial savings account, any emergency is a big deal and can leave you feeling stressed. The good news is that there are title loans Fort Worth to help. This type of loan only requires you to have a car, and no credit is no problem. You won’t need to authorize a credit check or provide your Social Security number to get your loan.
How much can you borrow? That all depends on how much your car is worth. Once you have the loan, how you use it is up to you. You could head all the way to the North East Mall on Melbourne Road to buy your kid some school supplies, or get your car repaired up in North Richland Hills. With title loans Richland Hills, there are no stipulations on what you use the money for.
An Online Application for Richland Hills Title Loans
Here at Platinum Lending Ltd., we wanted to simplify the title loan application process even more. It’s already quick and easy, but we also knew that an online application for title loans Richland Hills would be very helpful for consumers. That’s why there’s an online application here on our site that will take less than a minute of your time. You’ll need to enter this info to complete the application:
- Details about your car, including its year, make, model, body style and estimated mileage
- Your contact info, including your full name, phone number, email and ZIP code
You won’t need to wonder about how much you could borrow with title loans in Richland Hills, because once you submit the online application, we calculate a free vehicle title loan estimate based on your car’s info. We will also tell a Platinum Lending Ltd. representative to call you right away to provide more information, including a lender near you to issue your loan.
Title Loans Richland Hills Requirements
Even though your car is the collateral when you get a title loan, the lender will only obtain your car title and hang on to it during the loan’s term. Paying off your loan will get you your title back.
It must be your name on the car title, and it needs to be clear of any lienholder. If a title has a lien on it, the lienholder will be listed. This would be the case if you were financing the car and hadn’t paid it off yet.
What if you don’t have your car’s title? That’s no problem – just contact your local Department of Motor Vehicles (DMV). You can request a replacement online, over the phone or in person. There’s a small fee for this, which varies depending on how you make the request.
How You Can Benefit from Richland Hills Title Loans
The most obvious benefit of a title loan is its convenience. You can go in and get one within about an hour, provided the lender isn’t too busy, and it requires very little documentation. In fact, all you need is your ID, your car and your car title. The lack of a credit check is great if you don’t have the best credit score.
Since you’re going to have your car while you pay back your loan, there’s no negative impact on your life. You can go wherever you want, whenever you want.
Title loans tend to have flexibly repayment terms. You can pay off your title loan on the due date, and this is the best choice, but if necessary, you can also extend the loan to pay less for the current term.
