Title Loans in Roanoke, Texas
If you are in a financial pinch, a car title loan can get you the cash you need. You don’t have to go the traditional loan route or try finding a shady loan shark. With your car’s title, you can get cash often the same day so you can get out of the financial pinch and back to normal life. With title loans Carrollton and Roanoke residents can breath a sigh of relief.
How Easy Is It to Apply for Roanoke Title Loans Residents Wonder
You can use these easy steps to apply for title loans Roanoke today.
- Locate our easy-to-use title loan estimator.
- Fill in the car’s year, make, model, style and mileage.
- Fill in your name, phone number, email address and zip.
- Hit the Submit button.
Once you hit that submit button, you are going to receive a fast quote on how much cash you can get on a title loan. That quote only takes a few seconds to appear.
After you get the instant quote, a loan representative will contact you to discuss the rest of the loan process. Don’t worry, it’s not difficult in any way. While you have the rep on the phone, be sure to ask any questions you might have. We want you to feel comfortable with the loan process from start to finish.
To finish the loan, you will need to come into our office to sign the loan papers and to provide your title as collateral against the loan. Then, you get to walk out with the cash you need in hand. Even better, you get to drive away in your own car.
What Options Are There for Paying Back Roanoke Title Loans
One of the beauties of title loans in Roanoke is that you don’t need to have proof of income to get the loan. The loan is based on the value of your car, not on your income. So, if you are between jobs, on disability, or collecting child support, you can still get a title loan.
With Texas law, you are required to pay the loan back within 6 months. Most lenders will set up the loan for 30 days. If you can’t pay the loan back in full, you can extend the loan for another 30 days. You can keep doing that 5 times, for a total of 180 days, or approximately 6 months. At that time, you must pay back the loan amount, or risk losing the car.
Here at Platinum Lending, we actually want you to have a successful loan payback. That is why we will work with you to come up with a repayment plan that works for your budget and your needs. That way, you get to keep your car long-term and you still get the financial help you need short-term.
Do You Have a Clear Title to Your Car?
When it comes to title loans Roanoke residents must have a clear title to their car. Otherwise, you cannot get a title loan.
What is a clear title? When you went into the dealership to buy your car, you agreed to make payments for the car. When you pay off that original car loan, the state of Texas sent you a new copy of the title, completely in your name without a lien holder on it. That is a clear title.
If you are still making the original payments on the car, the lender has a lien against the title. That is not a clear title.
If you have lost the title to your car, you can go to the local DMV and fill out a Application for Certified Copy of Certificate of Title. Then pay the fee and you will get a brand new copy of your car’s title.