Title Loans in Seguin, TX
If you’ve been turned down for a loan by your credit union and one bank after another because of bad credit, you may need to reconsider your approach. At one time banks use to approve personal loans all the time, but since the economy tanked, it is even harder to qualify for a loan. When you have really bad credit, there is a good chance you’re wasting your time and energy applying for traditional loans. However, you still have another option. The folks at Platinum Lending don’t have the same type of restrictions like the banks. As a matter a fact, we offer title loans for bad credit all the time. You see, our loans aren’t based on credit ratings. Loans are secured by using the title of your vehicle. If you’re financially strapped, dealing with medical bills or need cash to make home repairs, you can easily qualify for title loans Seguin. Our process makes it so easy to apply for a loan and most people are approved. You’ll just fill out a short form answering a few questions, turn over a clear title, receive loan approval, and pick up your cash at one of our convenient store branches.
Securing Title Loans Seguin
Our title loans in San Antonio are secured by the title to your vehicle. So, if you should fail to make payments we may negotiate a new loan, or we could repossess your vehicle. However, we work diligently with each applicant to see that they sign up for very affordable payments.
The equity, condition of the vehicle, age and the number of the miles on the car determine potential loan amounts. Vehicles are also run through a quick inspection to make sure they’re in good working condition. After completing the inspection, vehicle owners turn over the paper title and receive their cash.
How Do You Get Title Loans Seguin
Applicants need to have income to make their payments. Qualifying incomes could include pay stubs, unemployment checks or various forms of retirement income. Each potential borrower must be at least 18 to qualify and provide proof of age with a driver’s license.
You must own the car and have no liens against the auto. We prefer cars are paid for, but we’re willing to look at those vehicles that are almost paid for.
New applicants apply online. To determine your loan amount, we need vehicle information consisting of the model, style, make, vehicle age and your mileage.
Our app also requires your personal information, which includes your full name, email address, telephone number and your zip code.
Each applicant receives an online auto title loan estimate instantly. Loan applicants will consult with a loan rep about the cost of the loan, payment arrangements and the loan process.
After finalizing your loan arrangements, you’ll complete the vehicle inspection, turn over your title and go home with your cash.
Bad Credit Issues
We’re not interested in previous credit issues. As long as you can put down a vehicle as collateral with a clear title. You could be approved for a loan today.
Loan Benefits
- No credit checks.
- Loans are typically approved and paid out in 24 hours or less.
- No pre-payment fees.
- Use loan amounts to pay for college tuition, medical bills,groceries or anything you like.
- No driving restrictions when carrying a loan.
- We accept bad credit applicants.
Customer Considerations
State regulations require lenders to provide borrowers with important payment information. Your contract should contain the total cost of the loan, the interest rate, when payments are due and information about defaulting on a loan.
Platinum Lending takes the hassles out of loan approval, and we accept those with bad credit who need title loans Seguin.
