Title Loans in Terrell, Texas

Do you have financial obligations that will not wait? You know, the ones where you have to come up with cash quick. Getting a personal loan is the perfect answer. But, if you don’t have perfect credit, or don’t make a lot of money, getting a personal loan from a bank is almost impossible. For residents of Terrell and Plano TX title loans are the answer.

If you need cash quick, getting a title loan is the easy solution. All you need is a clean title to your car and personal identification. Get a quick quote, bring the title to the office, sign the paperwork and drive away in your own car.

How Do You Get Terrell Title Loans

The process for getting title loans starts with getting a quote. You can fill out our easy-to-use form in just a few seconds. You will need to provide the following information:

• Car year, make, model, style, and mileage
• Your name, email, phone and zip code

This information lets us determine the fair market value of the vehicle, which lets us calculate how much we can lend to you. The calculation is almost instantaneous, so you get the quote within a few seconds.

With that quote, you will also receive a call from one of our loan representatives. That person will go over the loan options with you and answer any questions you might have. Feel free to ask anything you want. We want you to be comfortable and understand the title loan process.

If you want to get the loan, you will need to come into our office and sign the paperwork. Remember to bring your title and personal ID. We have to verify you are you and that you own the vehicle. We will review the paperwork with you. Sign on the bottom line and you will walk out with the cash in hand.

The entire process from submitting an application to getting the loan takes only a few hours. That means you can meet that pressing financial obligation without worry.

Benefits of Terrell Title Loans

Most people don’t realize there are actual benefits from auto equity loans, like title loans Terrell.

• The approval process is quick and simple.
• You don’t need perfect credit.
• You can use the money in any way that you need.
• You walk away with cash in hand.
• You drive away in your car.
• You get your title back as soon as the loan is paid.
• You don’t need a high level of income to get approved.

The Legal Protections Around Title Loans

The Texas Legislature has put certain protections in place for people taking out title loans Terrell. The idea is to give you a safe way to get quick cash without being stuck with an never-ending loan.

• All title loan lenders must be registered with the state.
• All borrowers must be 18 years or older.
• The borrower must be the one who owns the car.
• The borrower must have a clear title to the car and have a paper title in hand.
• The lender can charge no more than 10 percent interest.
• There is no legal limit to how much a borrower can get.
• All title loans must be resolved within 180 days of the loan origination.

Take the time to read through all loan paperwork. Ask the loan representative for clarification on anything you don’t understand.

You are under no obligation to take the loan out. If you do want a title loan, we hope you will choose title loans in Terrell and Platinum Lending.