Fast Title Loans in University Park. Texas
University Park, Texas is so close to Dallas that some homes and businesses in the city have a Dallas zip code. The city is home to both Southern Methodist University, which has a popular football team, and several branches of Dallas County Community College. With title loans University Park football fans will have all the cash they need to purchase season tickets for the home team and still have money leftover for tailgating before those games. You can also apply to get money for textbooks or to pay your tuition at one of these schools.
Before applying though, make sure you understand how a title loan works. When you sign the loan papers, you agree to use one of the vehicles you own as collateral to secure your loan. Cars that are newer and in near-perfect condition are naturally worth those that are older and have more miles. You give us a copy of a clean title, we’ll retain that title and once you make your final payment, we hand that title back over to you. We also offer refinancing options for those who have problems making their minimum payments and those who need more time to pay off their loans.
Title Loans University Park From Home
Did you know that you could apply for motorcycle title loans and title loans against other vehicles from home? You’ll find everything you need to know about title loans right here on our website. Use that information to get an idea of how much you might borrow, how you can use that money and what we charge in interest and fees before applying. Our application button at the top of this page takes you right to that application.
Our title loans University Park application page asks you to explain your vehicle and then provide us with a way to get in touch. After talking to a rep over the phone, you can head to your nearest office with all the required paperwork, including a copy of your photo ID and your title. We also offer an auto title loan estimate tool that you can use before you apply.
Texas Regulations
All lenders operating in Texas cities, including those found in smaller towns and those in major metropolitan areas, must follow the same regulations when loaning money against car and vehicle titles. Texas is one of the only states that provides lenders with more freedom. Those lenders have the legal right to charge any fees they want. Laws also provide some protection for borrowers too. These laws cap the interest rate that a lender can charge at just 10%. No matter what your vehicle is worth, you can borrow up to that total amount because Texas does not place a limit on how much you can borrow.
Get a Title Loan This Week
When you borrow money from a credit union or bank, it often takes weeks to get that cash deposited into your bank account. Not only will the bank make you come in multiple times to fill out paperwork, but it will also run a credit check and base your interest and loans details on your credit. At Platinum Lending, we make it easy to get a loan in as little as one week or less. Depending on when you apply, you may even get your cash by tomorrow. Whether you need money for work, school, fun or any other reason, we can give you cold hard cash based on the condition of a motorcycle, car, SUV or truck. Click the apply button above to apply for title loans in Dallas today.
