Title Loans American Fork, UT
Dealing with little emergencies is part of life. Ideally, it’s great to have a bit of savings tucked away to handle small emergencies that crop up from time to time, but if you don’t have the savings, you could find yourself in a tough position. Platinum Lending is there to help out when the air conditioner breaks down, your brakes are shot or an unexpected trip to the emergency room cleans out the last of your money. We know that people often run out of cash at the worst possible moment. That’s why we offer title loans American Fork to cover life’s little emergencies. If you need money now and you just can’t wait for traditional financing, you can get funding from one of our loans in 24 hours or less. Qualifying is fast and easy. We don’t have all the stringent qualifying requirements like the banks, and you won’t have to pass a background check or a credit check. You just fill out our simple online application form and make sure you have a clear title on your car. It really is that simple and quick. We offer alternatives for those in need of quick cash, no credit checks and great interest rates.
How to Qualify for Title Loans American Fork
In order to qualify for a loan against car title, you’ll need to supply a small amount of information, which includes:
- Proof of auto insurance, which covers the vehicle used as collateral.
- A government id card or a state id card or your driver’s license to prove you are 18 and can legally enter into a contract agreement.
- The clear title to your automobile. Autos must be paid for in full and cannot have a lien holder listed on the paper title of your auto.
- A source of income. We generally accept pay stubs as proof of income or other sources like Social Security, unemployment, disability or pension funds.
Bad Credit, No Credit & Bankruptcies
We’ve been able to help out thousands of folks by granting title loans in Orem to people with credit problems. We don’t pull credit histories or scores. So, you can still qualify even if you have no credit history, a poor credit score or have a bankruptcy on your credit report.
After taking several factors into consideration, we offer customers a percentage of the value of their car for the loan amount. Kelly Blue Book is used as a resource to get the general value of a vehicle. We consider things like whether the auto has been damaged in an accident, the age of the car, the overall condition and the mileage.
According to Utah regulations governing title loans, we must provide the total amount of the loan, payment schedules, fees and the interest rate used to calculate the terms of the loan. Contracts must also contain information about defaulting on title loans American Fork.
Applying Is As Easy As 1-2-3
To begin your loan process, you will need to supply your name, email address, zip code and a telephone number on our online application form. We will also need your auto information containing the make, model, style, age and an estimate of the mileage.
Immediately after submitting the app, you’ll receive your auto title loan estimate and be contacted by a loan representative to discuss loan arrangements.
Title Loan Benefits
- Loan approval and cash in 24 hours or less.
- No prepayment fees.
- Borrowers are free to spend their money any way they like.
- Competitive interest rates.
- No driving restrictions.
- No credit checks required.
Platinum Lending has helped thousands of people in need of some quick cash, and we can help you too with fast, safe title loans American Fork.