Wisconsin Title Loans

Turn the title of your vehicle into cash in less than 24 hours! Sounds like a far-fetched statement, some might think, but it actually happens every day to so many Wisconsin residents who are strapped for cash. If you live anywhere in Wisconsin and you are going through any kind of financial situations, it is time to consider using your vehicle as collateral in exchange for the funds that you need to handle your financial woes. Sounds simple, right? Yes, it is just that – as simple as an exchange between two entities. Moreover, you get to drive your vehicle even while you owe us money. Once you repay your loan, we will return the title to your vehicle and the copy of the keys you will have given us after the approval of your car title loan online.

No Credit

Listen to even better news! You don’t have to worry about credit. No, we are not interested in your credit history or credit rating, whether good, average or poor. That is the least of our concern. Once you can prove that you are able to pay off the loan and you have a free and clear title to your vehicle, you are eligible to be considered. Many Wisconsin residents have credit that is damaged. In fact, the entire United States is filled with people experiencing huge debt and damaged credit. So, we take this into consideration and have become the ‘go to’ guys for those who are less fortunate and have few other options when they need funding. You can feel confident when coming to us for a Wisconsin title loan.

Help When Needed

To get a Wisconsin title loan, the process is easy and smooth. There are no deviations from the simplicity of the paperwork. We have highly trained staff to help with the process. Your responsibility is to complete the application first, whether by phone, in person or on the Internet. We understand that you may be going through an emotional time since no one wants to lack in the area of their finances. Therefore, for that reason, our staff is compassionate, courteous, empathetic and kind to you. We will keep your financial issue in confidence. So feel free and reassured to call us at any time.

The Vehicle

We know that your vehicle is your way of commuting to and from various destinations including work, grocery store and when running errands. The bottom line is that you cannot do without your vehicle. Our goal is not to take your vehicle from you, but to allow you to keep it while you pay off the money that we will loan to you. Your vehicle is the collateral to secure the loan. However, we can only accept vehicles that have no lien. This means a clear title, which must have your name written on it.

The Process

Once you complete the application and it is submitted to one of our customer service rep, you will receive a phone call for additional documentation including details about the vehicle such as:

  •       Vehicle registration
  •       VIN number
  •       Make, model and year of vehicle

With this information, we can then check the fair market value of the vehicle using Kelley Blue Book. We will give you the loan amount based on the fair market value, but you will only receive a percentage of the value. We will also need to confirm other details such as:

  •       Age (you have to be 18 years or older so we will need the appropriate identification in form of an ID card issued by the DMV or driver’s license)
  •       Proof of income (disability, workers’ comp, unemployment and salary)
  •       Proof of clear title

After this, we will process your loan and issue funds in a bank account or by check in the mail. You could have the money in your bank account in as little as thirty minutes to 24 hours. For mail, you should allow 2 to 3 days.

Repaying the Loan

Once you receive the loan amount, your contract agreement will have the terms and conditions. Most of our Wisconsin title loans are short term for thirty days. We do not charge any early repayment penalties. You can pay off the loan in advance and still be able to reapply for another loan. When you pay the full balance of the loan, we will be happy to return the title to your vehicle to give you that peace of mind.

Contact Us Today

We don’t ask you any questions about the reason for wanting a loan. We urge you to contact us today for a title loan if you are experiencing any financial difficulties. You are just minutes away from receiving financial help!

Wisconsin Cities Served:

Title Loans Wisconsin

Platinum Lending, LTD provides superior online car title loan services throughout all of Wisconsin!